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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Very easy to use and never had a problem always ther...

Very easy to use and never had a problem always there to help you as well Reviewed on: 17th April 2025

Highly recommended

Everything you need from a credit provider without the hassle Reviewed on: 17th April 2025

Has been amazing and I recommend to anyone who have...

Has been amazing and I recommend to anyone who have not joined yet, should joining the Zopa credit card. Reviewed on: 17th April 2025

Fantastic app never had a problem with them with the...

Fantastic app never had a problem with them with their credit card or their new bank account works perfectly every time Reviewed on: 17th April 2025

Zopa made it easy to sign up and always offer first...

Zopa made it easy to sign up and always offer first class service. They are excellent at keeping customers up to date and informed. The aftercare is first rate too Reviewed on: 17th April 2025

Simply the best

There is professionalism service and friendly staff Reviewed on: 17th April 2025

My Zopa account .

Have had no problems with my card or limit. App is easy to navigate. Rates are very reasonable. Happy to be a customer. Reviewed on: 17th April 2025

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good services exxcellent I feel very happy wh...

Very good services exxcellent I feel very happy whith Zopa so I recomand to other People Zopa card its the best card wonderful Reviewed on: 17th April 2025

Great credit card provider, very informative, Zopa

Great credit card provider, very informative, Zopa doesn't leave me with any surprises regarding interest etc. Zopa app has all the tools you need, very supportive. Reviewed on: 17th April 2025

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