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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company.

Great company. Easy to apply . Customer service is brilliant and an easy to use app Reviewed on: 19th April 2025

The best credit card ever i love it really really

The best credit card ever i love it really really Reviewed on: 19th April 2025

When using the card and got a text to tell how much...

When using the card and got a text to tell how much you have spend,where you spend the money and how much left. Reviewed on: 19th April 2025

Fantastic !

Fantastic ! Love the updates and paying is easy and a good credit limit to start Reviewed on: 19th April 2025

Approved a credit card for me.

They gave me a cedit card when no one else would Reviewed on: 19th April 2025

Zopa is the best!

Easy set-up; easy maintenance and easy to use. Zopa is a flexible, quick and easy way to manage your finances. It just takes micro seconds to do what you want via the app. Excellent! Reviewed on: 19th April 2025

At know yet because I got no card yet

At know yet because I got no card yet Reviewed on: 19th April 2025

I am happy with the experience i have had on here, t...

I am happy with the experience i have had on here, they gave me more credit and i have never had any issues using zopa Reviewed on: 19th April 2025

Zopa app is so easy and Information all Infront of you.

Zopa app is so easy and Information all Infront of you. Everything is accessible. I havnt had any problems. Everything explained perfectly. Reviewed on: 19th April 2025

Very nice and fast service I could recommend for any...

Very nice and fast service I could recommend for anyone Reviewed on: 19th April 2025

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