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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Helpfulness

They are very much on the ball if needed on the one occasion I’ve had to contact them they resolved my issues straight away Reviewed on: 17th April 2025

Great customer service value for money great card p...

Great customer service value for money great card provider any issues staff go out of their way to help Reviewed on: 17th April 2025

at present I have had no issue with Zopa.

at present I have had no issue with Zopa. and I would recommend you to others Reviewed on: 17th April 2025

Very handy

It is always handy to have a Zopa card,especially when things are a little strained or something is needing replaced/fixed! Reviewed on: 17th April 2025

very helpful card provider excellent customer service

very helpful card provider excellent customer service Reviewed on: 17th April 2025

Just reliable,easy to contact,quick response

Just reliable,easy to contact,quick response Reviewed on: 17th April 2025

Good service

Never had a problem always contactable if required Reviewed on: 17th April 2025

Gold service

Fantastic service,so easy to apple.I've Beenhakker building my credit rating after a Rouge patch. Reviewed on: 17th April 2025

Applied for a credit card took minutes got accepted.

Applied for a credit card took minutes got accepted. The app is soo easy to use very handy and paying into the card is great very happy and highly recommend Reviewed on: 17th April 2025

It's been ok.

It's been ok. But I wanted to do a balance transfer and I didn't know that I could not do it with my cards I have already. You guys can not say you can do something when tyou know that really can't. That annoyed me. I got this card to help me sort my money out. That had not worked out. Reviewed on: 17th April 2025

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