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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Fantastic credit card and bank account service

Fantastic credit card and bank account service Reviewed on: 17th April 2025

im used last5 year this is amazing

im used last5 year this is amazing Reviewed on: 17th April 2025

I have only had good experience with Zopa.

I have only had good experience with Zopa. Interest rate not high and easily manageable. Reviewed on: 17th April 2025

A transparent good company .

A transparent good company . As it says on the tin Reviewed on: 17th April 2025

Great for your credit score and the zopa beta accoun...

Great for your credit score and the zopa beta account is good interest for your savings account well worth it Reviewed on: 17th April 2025

Excellent app

I have had no issues with Zopa and the online app is excellent and easy to use. All the information you need is there. Reviewed on: 17th April 2025

Easy to use .

Easy to use . The bank app is easy to navigate . Making payments by the bank transfer . Is excellent. Reviewed on: 17th April 2025

My Experience:

My experience with Zopa has been an interesting one. The app is very easy to use, communication and response is top notch. I have been using the. Credit card for about 2 years now, and I have no reason to complain. Reviewed on: 17th April 2025

Good easy to make payments.

Good easy to make payments. Very good customer service Reviewed on: 17th April 2025

Great customer service

Had an issue with money from my card being taken out for something I hadn’t sign up for. This which was stopped immediately even though i had funds in my account, rang up to solve issue and card wad blocked and i was sent a new card and problem was solved. Reviewed on: 17th April 2025

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