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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great service , easy application process.

Great service , easy application process. Sensible limits and an excellent app to ensure you control spending. Reviewed on: 17th April 2025

clear plain speaking with good positive customer car...

clear plain speaking with good positive customer care :-). Easy to understand and easy to use the APP. Representatives seem up to date in the real world giving good advice when needed well done. Reviewed on: 17th April 2025

Good app which gives a smooth banking experience

Good app which gives a smooth banking experience Reviewed on: 17th April 2025

great company easy to work with great rates

great company easy to work with great rates Reviewed on: 17th April 2025

Customer service and customer loyalty have a right e...

Customer service and customer loyalty have a right example and proven knowledge after getting experience with Zopa credit card. Reviewed on: 17th April 2025

Always answers phone and yahoos response on questions

Always answers phone and yahoos response on questions Reviewed on: 17th April 2025

Zop there when you need them

Always smooth no hassle good app plenty help when you need them Reviewed on: 17th April 2025

Very good company , Payments are very easy, fees are...

Very good company , Payments are very easy, fees are very low, the app has quick access, I recommend it to everyone Reviewed on: 17th April 2025

World class customer service

Ease of use, and friendly but professional customer service. Highly recommended.. Reviewed on: 17th April 2025

Zopa are very adaptable with a wide range of product...

Zopa are very adaptable with a wide range of products, excellent customer service Reviewed on: 17th April 2025

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