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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Great value provider

Immediate value on credit card when you pay. Reviewed on: 17th April 2025

Number 0ne

Friendly fast service keep you undated never had a issue Reviewed on: 17th April 2025

Very happy with Ur service even in America it worked...

Very happy with Ur service even in America it worked with out any problems Reviewed on: 17th April 2025

Great service and communication they always keep you...

Great service and communication they always keep you informed Reviewed on: 17th April 2025

Excepted for card and bank account very good apps ve...

Excepted for card and bank account very good apps very satisfied Reviewed on: 17th April 2025

Very specific and always client focused and helpful.

Very specific and always client focused and helpful. Reviewed on: 17th April 2025

Quick, easy and fair.

Quick, easy and fair. Always use Zopa for loans. Credit cards. Helpful friendly honest service. Been a customer for 5/6 years now. Reviewed on: 17th April 2025

Really good card no issues at all.

Really good card no issues at all. Reviewed on: 17th April 2025

Excellent service.

Excellent service. Easy set up. Friendly service who can answer most questions Reviewed on: 17th April 2025

Great Handy Credit Card

Top experience for me I like the efficiency of making payments and purchasing...being able to see the money being deposited straight away instead of waiting for days like other banks. Yes my favourite credit card. Reviewed on: 17th April 2025

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