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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Really helpful easy to apply and quick contact

Really helpful easy to apply and quick contact Reviewed on: 17th April 2025

Great card best I have used 10/10 banhing

Great card best I have used 10/10 banhing Reviewed on: 17th April 2025

Easy to apply and use.

No problems with the application process and approval, all done on line, easy to do and complete. Managing my account via the App has been simple and straightforward and had no problems at all. Would highly recommend to anyone. Reviewed on: 17th April 2025

knowledge

New what they were on about and very trustworthy Reviewed on: 17th April 2025

Very good service first class would recommend this t...

Very good service first class would recommend this to anyone Reviewed on: 17th April 2025

Zopa is a great credit card as it is recognised ever...

Zopa is a great credit card as it is recognised everywhere and payments are easy to make. I would highly recommend their services Reviewed on: 17th April 2025

Helped me when others wouldnt.

Helped me when others wouldnt. With not silly rates of interest. Reviewed on: 17th April 2025

Been with Zopa credit for a number of years,,easy to...

Been with Zopa credit for a number of years,,easy to access keeps you informed at all times of expenses , been building my credit easy to access through the app thank you Reviewed on: 17th April 2025

Friendly staff easy use mobile app helps too improv...

Friendly staff easy use mobile app helps too improve credit can’t ask for more Reviewed on: 17th April 2025

Very good experience with customer care skills

Very good experience with customer care skills Reviewed on: 17th April 2025

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