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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

App very easy to use.

App very easy to use. Options available to manage credit score. Reviewed on: 18th April 2025

Problem with a scam

I had a scam with an item I bought on line they looked in to it I didn't receive the goods they sorted it Reviewed on: 18th April 2025

Fraudulent Activity

My account was used in the USA to pay fraudulently for things and I contacted ZOPA and they solved the problem and sent me a new card Reviewed on: 18th April 2025

Vince zopa Experience

Excellent customer service always there to help Reviewed on: 18th April 2025

Great easy to use easy to keep track of amazing...

Great easy to use easy to keep track of amazing Reviewed on: 18th April 2025

Everything has been straight forward with Zopa.

Everything has been straight forward with Zopa. Easy to use website and app. Reviewed on: 18th April 2025

It’s been an easy experience.

It’s been an easy experience. Customer service has always been on point Reviewed on: 18th April 2025

I had a great start and I love shopping zopa is a gr...

I had a great start and I love shopping zopa is a great company to be with the app is helpful very easy to use even offering a free bank account I'm also thinking to join and also they let you know when your payment is due so you can keep up to build your credit score Reviewed on: 18th April 2025

It's always been pleasant and worked well

It's always been pleasant and worked well Reviewed on: 18th April 2025

Very good service,I used it for more then one year,v...

Very good service,I used it for more then one year,very good Reviewed on: 18th April 2025

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