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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Best credit provider

Happy with the excellent service that I get. Reviewed on: 17th April 2025

It’s a been a very seamless and smooth experience ti...

It’s a been a very seamless and smooth experience till now. The service is very efficient couldn’t ask for more. Reviewed on: 17th April 2025

I had excellent experience.

I had excellent experience. I am happy Reviewed on: 17th April 2025

It was very easy to complete the process.

It was very easy to complete the process. And when we make advance payments, it becomes available immediately, unlike other cards that only appear after 2 or 3 business days. Reviewed on: 17th April 2025

Good services

ease, good service, good service Reviewed on: 17th April 2025

Very happy with zopa always very helpful and courteous

Very happy with zopa always very helpful and courteous Reviewed on: 17th April 2025

Very easy to open account.

Very easy to open account. Both debit and credit cards issued very quickly.with a generous credit limit and offers. The Zopa app shows all the accounts and again is easy to navigate. Reviewed on: 17th April 2025

Always well, there were never any problems

Always well, there were never any problems Reviewed on: 17th April 2025

Love the app and ease of use.

Love the app and ease of use. Very fast approval Reviewed on: 17th April 2025

Excellent service and very helpful

Excellent service and very helpful Reviewed on: 17th April 2025

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