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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Good company thanks

Good company and all members good look after thanks Reviewed on: 17th April 2025

Have a credit card really helped me out

Have a credit card really helped me out Reviewed on: 17th April 2025

noting bad to say about this company

noting bad to say about this company Reviewed on: 17th April 2025

Great experience and really valued help

Great experience and really valued help Reviewed on: 17th April 2025

With Zopa applying for a loan was really straightfor...

With Zopa applying for a loan was really straightforward and easy to do on the app. And when they called me to confirm that I was happy to continue the lovely lady was really polite and helpful. Reviewed on: 17th April 2025

The app is so easy and paying my bill is so easy and...

The app is so easy and paying my bill is so easy and fuss free Reviewed on: 17th April 2025

Excellent app

I have been using Zopa for just under a year and it has been a great experience, the app is easy to use and I love the credit cushion facility Reviewed on: 17th April 2025

The team at Zopa are always helpful

The team at Zopa are always helpful Reviewed on: 17th April 2025

Easy life

The Life is easy with Zopa credit card Reviewed on: 17th April 2025

Easy as pie to use app and great friendly service lo...

Easy as pie to use app and great friendly service love it Reviewed on: 17th April 2025

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