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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Never had any problems with zopa since I have been w...

Never had any problems with zopa since I have been with them excellent company to be with Reviewed on: 17th April 2025

Been Great!

Been Great! Definitely worth joining! Reviewed on: 17th April 2025

Great banking of the future

They have an amazing app with all rolled into one easy to manage finacial advice and money management Reviewed on: 17th April 2025

Nice card

Easy card app is easy to use you can see everything can link your bank with it Reviewed on: 17th April 2025

Good bank I also have a current account with them...

Good bank I also have a current account with them Reviewed on: 17th April 2025

Zola is a great product, the app is straight forward...

Zola is a great product, the app is straight forward and easy to use. A good credit limit too. Reviewed on: 17th April 2025

All good from the outset.

All good from the outset. Swift card delivery and good communication throughout. Reviewed on: 17th April 2025

They have been the best even at customer service is...

They have been the best even at customer service is their number one. Reviewed on: 17th April 2025

I was struggling to get a credit card with my bank a...

I was struggling to get a credit card with my bank and they refused me, then I decided to try Zopa and then my luck has changed, so I will recommend anyone looking for a credit card to contact Zopa, Reviewed on: 17th April 2025

Very simple process and easy to deal with.

Very simple process and easy to deal with. They looked at my current financial situation not my covid one Reviewed on: 17th April 2025

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