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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good bank good credit card very good customer servic...

Good bank good credit card very good customer service and quick to apply I vote 100% thank you Zopa Reviewed on: 18th April 2025

Great card to start building your credit.

Great card to start building your credit. Simple application process. Thank you for offering this service. Reviewed on: 18th April 2025

Zopa is a great credit card.

Zopa is a great credit card. I have had no issues. Reviewed on: 18th April 2025

Very good card, easy to use and handy

Very good card, easy to use and handy Reviewed on: 18th April 2025

Great awesome Great card every 1 should have ZOPA th...

Great awesome Great card every 1 should have ZOPA thanks Reviewed on: 18th April 2025

Happy customer

Not had a problem the set up was easy phoned to ask payment dates they were very helpful and polite explained everything to me would recommend to anyone Reviewed on: 18th April 2025

Good for increasing your credit rating

Good for increasing your credit rating Reviewed on: 18th April 2025

Been very helpful when I was in need

Been very helpful when I was in need Reviewed on: 18th April 2025

Friendly, helpful and respectful respectful response...

Friendly, helpful and respectful respectful response when contacting customer services. Reviewed on: 18th April 2025

Excellent service, like the way the credit card has...

Excellent service, like the way the credit card has an option to safe guard money, to able you to manage your credit. Never experienced that with other companies. Reviewed on: 18th April 2025

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