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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Have a credit card and car finance , in both instanc...

Have a credit card and car finance , in both instances the process has been a pleasure , and not a chore Reviewed on: 17th April 2025

Best Credit card

Easy to use and understand, My Credit score was not much and clearscore showed me to use this and I was approved Reviewed on: 17th April 2025

Excellent

Should have one great card and awsome service Reviewed on: 17th April 2025

Great bank and great app and customer service

Great bank and great app and customer service Reviewed on: 17th April 2025

Review card

Great customer experience when I had a card issue Reviewed on: 17th April 2025

Very good and quick result of all transactions.

Very good and quick result of all transactions. Reviewed on: 17th April 2025

Zopa the best credit card of the year,

When all other credit cards refused me Zopa gave me one, they were very quick at sending the card to me, they made everything so quick, easy and Straightforward, Reviewed on: 17th April 2025

Great card, great app, great service all round

I have had a Zopa credit card for a while now. It is so easy to use the app which keeps me informed of everything I need to know. I can pay my bill through the app too and have now set up a direct debit using the app. I have regular emails to let me know when my payment is due and am kept informed about any changes etc. I am really happy with my card and would definitely recommend. Reviewed on: 17th April 2025

It always been very easy to deal with them, and you...

It always been very easy to deal with them, and you get the problem resolved very quickly. Reviewed on: 17th April 2025

Always great service

Always had great service never had any trouble with the service Reviewed on: 17th April 2025

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