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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

I find Zopa to be very user friendly.

I find Zopa to be very user friendly. Clear and concise information. Great value. Reviewed on: 17th April 2025

I love the card and it’s a fair interest rate, the o...

I love the card and it’s a fair interest rate, the only down side is there are some retailers who don’t recognise the credit card . Just means I have to take cash out and that comes with a charge . Reviewed on: 17th April 2025

Zopa card.

Easy and quick to apply. Fast service to receive the card and easy to make payments on the app. Reviewed on: 17th April 2025

Very good alway good and very curious and great comm...

Very good alway good and very curious and great communication Reviewed on: 17th April 2025

They gave me a card when others didn’t because of my...

They gave me a card when others didn’t because of my bad credit but thanks to them my credit is getting better and has helped me improved my credit score I’m so glad they gave me the chance Reviewed on: 17th April 2025

a very pleasant experience and all efficient

a very pleasant experience and all efficient Reviewed on: 17th April 2025

G re at communication with experienced staff

G re at communication with experienced staff Reviewed on: 17th April 2025

Awesome service and application and really helpful

Awesome service and application and really helpful Reviewed on: 17th April 2025

Quality Service

Easy to use process and kept updated without having to constantly ask.I have recommended. To a family member who also was approved for a loan. Reviewed on: 17th April 2025

Good prompt sercice from this supplier.

Good prompt sercice from this supplier. No hassle. Reviewed on: 17th April 2025

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