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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Had no issues whatsoever.

Had no issues whatsoever. Prompt statement and excellent customer service. Reviewed on: 18th April 2025

Really easy to use app and intuitive features alongs...

Really easy to use app and intuitive features alongside a great product Reviewed on: 18th April 2025

The best of the best

It's not easy to use and easy to pay back. Overall experience is excellent Reviewed on: 18th April 2025

Very easy to use linked with the app

Very easy to use linked with the app Reviewed on: 18th April 2025

Have been with zopa a while now nothing but excellen...

Have been with zopa a while now nothing but excellent proffesional service Reviewed on: 18th April 2025

Everything is very easy the app is very clear and ea...

Everything is very easy the app is very clear and easily explained Reviewed on: 18th April 2025

Never had a problem , app is great and details every...

Never had a problem , app is great and details everything I need Reviewed on: 18th April 2025

Very helpful and app very easy to use

Very helpful and app very easy to use Reviewed on: 18th April 2025

It's been very convenient for me

It's been very convenient for me Reviewed on: 18th April 2025

Very good card and easy to pay up and...

Very good card and easy to pay up and Reviewed on: 18th April 2025

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