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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great experience, great name, great card.

Great experience, lovely card design. Easy to use app. Paying the bill is easy and quick with all sorts of choices for amounts etc. It’s accepted everywhere that I go to. Reviewed on: 18th April 2025

Since they day I applied for the credit card I as ve...

Since they day I applied for the credit card I as very pleased and would highly recommend it Reviewed on: 18th April 2025

You work quickly and efficiently

You work quickly and efficiently Reviewed on: 18th April 2025

From day one I’ve had no problems the best and card...

From day one I’ve had no problems the best and card ever had so easy to use and pay Reviewed on: 18th April 2025

Great and amazing

Zopa has been amazing, offering great customer service and financial service Reviewed on: 18th April 2025

So easy to be with Zopa, always kept up to date and...

So easy to be with Zopa, always kept up to date and advised of services Reviewed on: 18th April 2025

Credit card

It just like a credit card . I use the touch and go often. Reviewed on: 18th April 2025

It is way to speak with someone also Zopa offers so...

It is way to speak with someone also Zopa offers so much more than a credit dard Reviewed on: 18th April 2025

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS...

FAST AND SAFE AND HANDY IN CRITICAL TIMES WHEN FUNDS ARE REQUIRED Reviewed on: 18th April 2025

My experience has always been problem free, therefor...

My experience has always been problem free, therefore negative comments are not an option. I am more than happy with the level of service offered by Zopa. Reviewed on: 18th April 2025

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