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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

It was only 3 days ago when i had to phone zopa abou...

It was only 3 days ago when i had to phone zopa about my card and the lady i was talkind to was very nice and took care of all the things i ask about and got my card back working thank you very much. Reviewed on: 17th April 2025

Zopa has helped me financially more than once, easy...

Zopa has helped me financially more than once, easy to get in contact with and the application is quick. I will keep coming back if need to borrow again. Thanks Reviewed on: 17th April 2025

Great company, no complaints.

Great company, no complaints. Really easy to use. Would recommend to family friends Reviewed on: 17th April 2025

The services eg online easily accessible and very si...

The services eg online easily accessible and very simple to understand. Reviewed on: 17th April 2025

The best

Found applying easy, like the app,, simply le and easy to follow. Reviewed on: 17th April 2025

Great customers service and always looks after me wh...

Great customers service and always looks after me when I need help. Reviewed on: 17th April 2025

Zopa the card to have in your wallet

Zopa app is easy to navigate and I have never had a bad experience.Zopa keeps you informed and you know exactly where you stand. Reviewed on: 17th April 2025

Easy to navigate and communicate

Easy to navigate and communicate Reviewed on: 17th April 2025

Easy app to use,payments show up quick and easy to k...

Easy app to use,payments show up quick and easy to keep a check on what you’re doing etc Reviewed on: 17th April 2025

Great customer service, good interest rates.

Great customer service, good interest rates. Keeps you informed of any changes. Reviewed on: 17th April 2025

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