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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Good customer care service!

Good customer care service! The app is convenient to use and easy to access the payments, if its added to Apple Pay, that will be more efficient. Reviewed on: 17th April 2025

Customer service is very good and they keep me up to...

Customer service is very good and they keep me up to date with all the latest information Reviewed on: 17th April 2025

Very flexible and no disruption on their service

Very flexible and no disruption on their service Reviewed on: 17th April 2025

Good for every thing help credit buildup

Good for every thing help credit buildup Reviewed on: 17th April 2025

Excellent service easy to use very efficient

Excellent service easy to use very efficient Reviewed on: 17th April 2025

Excellent service, app can’t complain

Excellent service, app can’t complain Reviewed on: 17th April 2025

Easy and stress free

The process of getting a credit card and opening an account was so easy and stress free Reviewed on: 17th April 2025

Customer service

Advisors very helpful and friendly.Also quick and easy to make contact Reviewed on: 17th April 2025

I never have any difficulty went am using it

I never have any difficulty went am using it Reviewed on: 17th April 2025

My experience was very good card and app very easy...

My experience was very good card and app very easy to use Reviewed on: 17th April 2025

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