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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Since joining Zopa I have had no issues,the App is...

Since joining Zopa I have had no issues,the App is very easy to use and gives options to help you grow your fiances Reviewed on: 17th April 2025

Good credit limit and communication

Good credit limit and communication Reviewed on: 17th April 2025

Build credit score

They gave me a loan and credit card when my bank did no. Reviewed on: 17th April 2025

Very satisfied with my credit card

I am happy , they are the best. Very satisfied with my credit card experience.” 2. “Pleased with the performance and benefits of my credit card.” 3. “Happy with the services and features provided by my credit card.” 4. “My credit card has met my expectations so far.” Reviewed on: 17th April 2025

Absolutely Fab

Absolutely 2nd to none, my account has been tailored for my needs, it’s as individual as I am. I have had excellent service from Zopa, they keep me informed of everything that is relevant to me.. keep up the good work guys. Reviewed on: 17th April 2025

it's ok, does what it says

trickery concerning interest and payment dates. Reviewed on: 17th April 2025

There when you need it, easy to work with and monitor.

There when you need it, easy to work with and monitor. Reviewed on: 17th April 2025

Good credit card and lender

Good credit card and lender they disappoint customers Reviewed on: 17th April 2025

Really helpful having a credit card with Zopa

Really helpful having a credit card with Zopa Reviewed on: 17th April 2025

Always had amazing service, lots of different servic...

Always had amazing service, lots of different services available Reviewed on: 17th April 2025

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