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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Building credit

Used as a way to build credit. Seems to be working Reviewed on: 18th April 2025

Since I had the card its been very useful and like t...

Since I had the card its been very useful and like to pay on time Value for money. Reviewed on: 18th April 2025

Help me when I needed it no hesitation very helpful...

Help me when I needed it no hesitation very helpful excellent service Reviewed on: 18th April 2025

Great product and offers many options

Great product and offers many options Reviewed on: 18th April 2025

No problems with them .

No problems with them . Everything is good Reviewed on: 18th April 2025

Fantastic easy to use app, The best credit card I ha...

Fantastic easy to use app, The best credit card I have ever had! Reviewed on: 18th April 2025

Card is there for me when I am waiting for my wages.

Card is there for me when I am waiting for my wages. I top it up when I get paid keep my credit card Reviewed on: 18th April 2025

When I inquired about something the customer service...

When I inquired about something the customer service were excellent,they really helped me Reviewed on: 18th April 2025

Zopa is the bast Very good rates , excellent se...

Zopa is the bast Very good rates , excellent service and great app easy to use Reviewed on: 18th April 2025

Very good card is help for shopping and make your li...

Very good card is help for shopping and make your life easy Reviewed on: 18th April 2025

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