Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44328 reviews)

View other Zopa products

4.94

Based on 44,328 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good customer service, Good customer service, good listening. Attend to carefully Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44328)

Good easy to use helps

Good easy to use helps goodness I had Reviewed on: 17th April 2025

my experience since i joined zopa is excellent

my experience since i joined zopa is excellent Reviewed on: 17th April 2025

Easy to use, pay and do everything

Easy to use, pay and do everything Reviewed on: 17th April 2025

Understanding Customer Services

I had an issue with the online payment portal and incurred late charges ..I called customer services and explained the issue and they immediately refunded the charges. Reviewed on: 17th April 2025

I never face any issue while using Zopa credit card.

I never face any issue while using Zopa credit card. Reviewed on: 17th April 2025

excellent app

app works well, I don't have much to say. everything works well. Thanks Reviewed on: 17th April 2025

Good and helpful

Very good.. excellent terms. And so easy to access. Reviewed on: 17th April 2025

Best credit card around

From applying to receiving card it was a simple process with an app that is very easy to use Reviewed on: 17th April 2025

Great overall experience

Great customer service experience, quick turnaround time from card application to delivery at door step and very helpful customer friendly all in one mobile app. No regrets at all Reviewed on: 17th April 2025

Great understanding customer care, Great help in...

Great understanding customer care, Great help in obtaining a good credit Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Purchase Card
from TSB 2.25 from 8 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews
Cashback credit card
from Lloyds Bank 4.72 from 18 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69056 reviews
Current account
from Zopa 4.93 from 6552 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub