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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very easy to use no problem will recommend to my fr...

Very easy to use no problem will recommend to my friend Reviewed on: 18th April 2025

Fleegos review

Easy to apply and a good banking app.The application was straight forward and friendly helpfull staff easily recommend to others Reviewed on: 18th April 2025

I find it really easy to use and very helpful I woul...

I find it really easy to use and very helpful I would recommend it Reviewed on: 18th April 2025

Never had a problem easy to understand app affordabl...

Never had a problem easy to understand app affordable payments Reviewed on: 18th April 2025

Great banking app

Everything on the app is easy to understand and customer services are great Reviewed on: 18th April 2025

Down to earth and common sense experience.

Down to earth and common sense experience. Reviewed on: 18th April 2025

Absolutely fantastic

Good card to use good for credit score Reviewed on: 18th April 2025

i never have problems and the staff are so helpful w...

i never have problems and the staff are so helpful when you have a queery Reviewed on: 18th April 2025

Zopa easily the best.

Easy to use app, always helpful and not condescending. Reviewed on: 18th April 2025

Decent helping tool

Gave me a helping hand when needed Reviewed on: 18th April 2025

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