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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41795 reviews)

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4.93

Based on 41,795 reviews, last reviewed 16th Jan 2026

74950% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very quick to combat fraudulent activity My card was used fraudulently and zopa were straight on it and recovered the money within a few days Reviewed on: 16th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41795)

Review of the Zopa, Credit card:

Great company

Super easy to deal with. Great app to Manage my account. Excellent product and customer service. Reviewed on: 15th February 2021

I have had no issues with Zopa.

I have had no issues with Zopa. I believe they are one of the best credit cards I have Reviewed on: 16th January 2026

Helpful credit card.

Helpful credit card. Easy to use app. Friendly use Reviewed on: 16th January 2026

Excellent service

Great to deal with and easy to use. Reviewed on: 16th January 2026

I found Zopa card perfect for my use

I found Zopa card perfect for my use Reviewed on: 16th January 2026

Very easy to set up payments and to see your...

Very easy to set up payments and to see your balance Reviewed on: 16th January 2026

Great company ,good advice and help when needed....

Easily to get help information staff very easy to speak too. When I needed information they provided it and explained ig well. Reviewed on: 16th January 2026

Zopa has made keeping in control of spending on my c...

Zopa has made keeping in control of spending on my credit card easy Reviewed on: 16th January 2026

Things made simple

Easy.to apply and the site is very easy to use Reviewed on: 16th January 2026

Great service and reliable credit card, I have had n...

Great service and reliable credit card, I have had no issues with this company and would highly recommend to anyone Reviewed on: 16th January 2026

Really good service and affordable payments.

Really good service and affordable payments. Reviewed on: 16th January 2026

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