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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Always very good service

Always very good service and so helpful especially with me being older thay dont mind me asking questions Reviewed on: 17th April 2025

I’m really pleased with the way they manage my credit.

I’m really pleased with the way they manage my credit. The communication is excellent. No surprises works well. Reviewed on: 17th April 2025

Exceptional service outstanding service.

Exceptional service outstanding service. Reviewed on: 17th April 2025

Friendly Service

Excellent Responsible lender, great customer service and Great App Reviewed on: 17th April 2025

Zopa help me when no other credit card company willi...

Zopa help me when no other credit card company willing to give me a credit card, started with 600 credit now it grows to 2,100 fast and reliable. Satisfied with Zopa service. Reviewed on: 17th April 2025

Application process easy and flawless

Application process easy and flawless Reviewed on: 17th April 2025

Easy smooth transactions when Using card

Easy smooth transactions when Using card Reviewed on: 17th April 2025

Five stars all the way

I have had no problems with my account very helpful people Reviewed on: 17th April 2025

Fraudulent Paymeny Help

I had a fraudulent payment and everyone I spoke to were experienced and knew how to rectify the problem Reviewed on: 17th April 2025

Good service and good customer service care I haven’...

Good service and good customer service care I haven’t problem since start Reviewed on: 17th April 2025

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