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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

excellent customer services

Great experience with Zopa and would not hesitate to recommend them Reviewed on: 17th April 2025

The whole process was easy from applying to receive...

The whole process was easy from applying to receive card to download the app really good to use Reviewed on: 17th April 2025

The great zopa

Great and easy to use great customer service. Reviewed on: 17th April 2025

I’ve had a good experience.

I’ve had a good experience. Very happy although slightly high interest rates. Reviewed on: 17th April 2025

Quick response

Easy to chat and they response immediately to queries lodged. Customer service response within 24 hours of queries that has been sent. I found that the staff are able to assist me of my need and that they would put me in the right direction when they cannot answer my query. Reviewed on: 17th April 2025

Does what it says on application

Efficient simplistic card service, clear information via mobile phone and email Reviewed on: 17th April 2025

Application very quick and app works great

Application very quick and app works great Reviewed on: 17th April 2025

Zopa have been super efficient for lending, their ap...

Zopa have been super efficient for lending, their app is great and allows me to track my spending and balance Reviewed on: 17th April 2025

I get a notification straight away, its easy to use...

I get a notification straight away, its easy to use never had a problem with the card all round good service Reviewed on: 17th April 2025

Never had any problems with the card or their staff

Never had any problems with the card or their staff Reviewed on: 17th April 2025

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