Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

View other Zopa products

4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

So understanding!!

When I could not pay on time the staff were so helpful! I wasn’t made to feel like a criminal and they were very understanding. I’d promised to pay on a certain date and they were great at accepting my proposal Reviewed on: 17th April 2025

It was very easy to apply for the card.

It was very easy to apply for the card. Service is excellent the account has been monitored and adjustments made to both credit limit and interest rate. Reviewed on: 17th April 2025

Excellent experience with the Zopa services and acce...

Excellent experience with the Zopa services and access my finance in everyday life. Reviewed on: 17th April 2025

Easy to use good communication app is very good

Easy to use good communication app is very good Reviewed on: 17th April 2025

Very happy always had great service easy to use site...

Very happy always had great service easy to use site Reviewed on: 17th April 2025

I love Zopa they are very good I didn’t regrets of h...

I love Zopa they are very good I didn’t regrets of have Zopa when you put money it does not take time to reflect in ur account they are very good in service thanks you. Reviewed on: 17th April 2025

Zoos were there when I needed a little extra cash, w...

Zoos were there when I needed a little extra cash, when others weren’t and it was very much appreciated! It’s also helped me to rebuild my credit rating. Reviewed on: 17th April 2025

Excellent service

Zopa has excellent service and their form was easily accessible. Reviewed on: 17th April 2025

modern day credit card apps

Great example of how a modern day credit card apps should be Reviewed on: 17th April 2025

Zopa is by far the best credit card around

Zopa is by far the best credit card around Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Marbles Credit Card
from NewDay 4.89 from 541 reviews
Gold Card
from first direct 4.59 from 9 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Current account
from Zopa 4.93 from 6587 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub