Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Everything about the ZOPA credit card is great

5
Everything about the ZOPA credit card is great Reviewed on: 17th April 2025

FEEL IN SAFE HANDS

5
Use, pay on time, keep below 50% and feel in safe hands. Reviewed on: 17th April 2025

Very professional and happy with the help

5
Very professional and happy with the help Reviewed on: 17th April 2025

Very easy to apply,fast answer I strongly recommend

5
Very easy to apply,fast answer I strongly recommend Reviewed on: 17th April 2025

good some problems paying by transfer but when y...

5
All good some problems paying by transfer but when you get to know it it's ok Reviewed on: 17th April 2025

No issues .

5
No issues ...easy to use.....quick response to queries. Reviewed on: 17th April 2025

Great communication great product

5
Great communication great product Reviewed on: 17th April 2025

Always kept informed on a regular basis, also great...

5
Always kept informed on a regular basis, also great customer service. Reviewed on: 17th April 2025

I like zopa because you always know what’s what, zop...

5
I like zopa because you always know what’s what, zopa always keep in touch, and the way everything is set up is simple and understandable, you can always get in touch, it’s so simple. Reviewed on: 17th April 2025

zopa card is great,but need to upgraid on contactles...

5
zopa card is great,but need to upgraid on contactless card Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69080 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6587 reviews
    Zopa
    View all products