Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,334 reviews, last reviewed 20th Apr 2026
39% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service i like zopa Good service i like zopa rates and service Reviewed on: 20th April 2026
Sunil 's avatar
Sunil

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44334)

Thank you for the opportunity

5
It was fantastic to be offered a zopa credit card and to show that we can build a good credit report. Reviewed on: 17th April 2025

Excellent Customer Support

5
Excellent Customer Support Great Company Reviewed on: 17th April 2025

Everything is very easy.

5
Everything is very easy..Online appsimple yo use Reviewed on: 17th April 2025

Have had no problems with zopa.

5
Have had no problems with zopa. They have great customer service and there if you need help Reviewed on: 17th April 2025

Very ...

5
Very Good I am very pleased with your servicesBe honest Whether your experience was good or bad, don’t be afraid to share it. Good good good Reviewed on: 17th April 2025

A best credit card ever I had,it helps me to pay my...

5
A best credit card ever I had,it helps me to pay my bills easily and for shopping as well. Reviewed on: 17th April 2025

No problems with Zopa good service and I like you ca...

4
No problems with Zopa good service and I like you can talk to a human at customer service Reviewed on: 17th April 2025

Amazing Brilliant and helpful with anything

5
Brilliant and helpful with anything Reviewed on: 17th April 2025

Minty Sav 1965

5
Good customer service helps build up my credit score very easy to use app easy to Follo Reviewed on: 17th April 2025

I have memory issues so finding a simple user experi...

5
I have memory issues so finding a simple user experience is key. I have multiple credit cards but Zopa by far is the best Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69075 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6576 reviews
    Zopa
    View all products