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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really easy onboarding process!

Really easy onboarding process, the app works well, what’s not to like! Reviewed on: 17th April 2025

Excellent perfect

Fast and easy excellent Easy to get a loan Reviewed on: 17th April 2025

Great customer service, easy to talk to.

Great customer service, easy to talk to. Reviewed on: 17th April 2025

Very happy with service and application solved my is...

Very happy with service and application solved my issues I had with missing paymen so very pleasant and helpful solving my problem thank you Reviewed on: 17th April 2025

I have never encountered an issue since I have had m...

I have never encountered an issue since I have had my credit card Reviewed on: 17th April 2025

Very approachable and clear

Very approachable and clear every time I contacted customer service Reviewed on: 17th April 2025

Just found it very easy to pay off what I'd spent on...

Just found it very easy to pay off what I'd spent on the card before it was due, which means that I don't have someone keep on reminding me that I owe money to. Reviewed on: 17th April 2025

Excellent

The zopa credit card is easy to use, and t didn't have any issues with card and I made shopping and the are accepted and shop that I decided to buy. Reviewed on: 17th April 2025

Very easy to do business with.

Very easy to do business with. Very transparent. I've not had any issues. Love the correspondence and the prompts you get about your account. Reviewed on: 17th April 2025

Great experience

Great experience and good service Reviewed on: 17th April 2025

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