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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Immature Company

You failed twice to set up a DD. and I ended up being charged £12. Reviewed on: 17th April 2025

Piece of mind

Easy to use and gives piece of mind that I have it in case of emergencies Reviewed on: 17th April 2025

Easy to set up and everything done on your phone...

Easy to set up and everything done on your phone Reviewed on: 17th April 2025

excellent

excellent customer service easy manaeable Reviewed on: 17th April 2025

Happy with my experience, always been helpful

Happy with my experience, always been helpful Reviewed on: 17th April 2025

Fantastic and great help to support bad credit rating

Fantastic and great help to support bad credit rating Reviewed on: 17th April 2025

A perfect app

A perfect app that takes care of all your financial needs Reviewed on: 17th April 2025

Easy application process and great app

Easy application process and great app Reviewed on: 17th April 2025

they help me when I most needed

they help me when I most needed Good to count on Reviewed on: 17th April 2025

Zopa is fab.

Zopa is fab. Website easy to navigate. They let you know after every time what you have left of credit. Reviewed on: 17th April 2025

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