Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

The bridge of life

Since having received my card it's made shopping so much easier and bridges the gap between paydays much to the better for the value Reviewed on: 17th April 2025

Excellent

Excellent company best service excellent percentage rates app is great payment goes straight through Reviewed on: 17th April 2025

Easy to open and manage app is easy to sleep...

Easy to open and manage app is easy to sleep in control Reviewed on: 17th April 2025

So far so good credit card rates could be easier on...

So far so good credit card rates could be easier on the eye Reviewed on: 17th April 2025

No problems since starting using the card.

No problems since starting using the card. App notifies you every transaction so hopefully won’t get scammed. Reviewed on: 17th April 2025

Excellent service prompt reminders just excellent se...

Excellent service prompt reminders just excellent service all around Reviewed on: 17th April 2025

Lifesaver

My experience with Zopa is incredible. They came out of nowhere to help me out when no one else did and I can’t thank them enough. Keep doing what you doing Zopa, good luck! Reviewed on: 17th April 2025

I sm very happy with the card and how easy it is to...

I sm very happy with the card and how easy it is to use the app off zopa Reviewed on: 17th April 2025

Great credit card with excellent customer service

Zopa give sensible credit limits and have great customer service. Reviewed on: 17th April 2025

I like they treat they customers

I like they treat they customers Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.78 from 19912 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub