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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Happy customer

Easy to apply for and app is great and easy to navigate Reviewed on: 17th April 2025

There be good to me and my family

There be good to me and my family Reviewed on: 17th April 2025

I am pleased to be able to have this opportunity wit...

I am pleased to be able to have this opportunity with Zopa because when you are a an older member of the community about of companies don’t accept you Reviewed on: 17th April 2025

Satisfying company

Good service in all can’t complain Reviewed on: 17th April 2025

Fantastic card

Everything is so easy to use and I am keep well informed about transactions and payments. Reviewed on: 17th April 2025

Good card easy to use will recommend

Good card easy to use will recommend Reviewed on: 17th April 2025

problems with my account thanks

Fast response great service very easy to talk to and all problems resolved thank you Reviewed on: 17th April 2025

Great to help with credit building and very good ser...

Great to help with credit building and very good service Reviewed on: 17th April 2025

Easy to use app helps too so you stay on top of money

Easy to use. I like the app as you can keep track Reviewed on: 17th April 2025

Zopa always remind customers in advance when to pay...

Zopa always remind customers in advance when to pay their card payment without paying any interest Reviewed on: 17th April 2025

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