Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I like they treat they customers

I like they treat they customers Reviewed on: 17th April 2025

Happy customer

Easy to apply for and app is great and easy to navigate Reviewed on: 17th April 2025

There be good to me and my family

There be good to me and my family Reviewed on: 17th April 2025

I am pleased to be able to have this opportunity wit...

I am pleased to be able to have this opportunity with Zopa because when you are a an older member of the community about of companies don’t accept you Reviewed on: 17th April 2025

Satisfying company

Good service in all can’t complain Reviewed on: 17th April 2025

Fantastic card

Everything is so easy to use and I am keep well informed about transactions and payments. Reviewed on: 17th April 2025

Good card easy to use will recommend

Good card easy to use will recommend Reviewed on: 17th April 2025

problems with my account thanks

Fast response great service very easy to talk to and all problems resolved thank you Reviewed on: 17th April 2025

Great to help with credit building and very good ser...

Great to help with credit building and very good service Reviewed on: 17th April 2025

Easy to use app helps too so you stay on top of money

Easy to use. I like the app as you can keep track Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.54 from 63 reviews
Credit card
from PayPal 4.69 from 98 reviews
Credit Card
from thinkmoney 4.03 from 3 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub