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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Good professional service overall.

Good professional service overall. Reviewed on: 17th April 2025

Just a wonderful service very reliable and always th...

Just a wonderful service very reliable and always there for you Reviewed on: 17th April 2025

Just a really helpful team of staff

Just a really helpful team of staff Reviewed on: 17th April 2025

Star cimpany

Always informative and their to help, always listen to cusomer needs. Reviewed on: 17th April 2025

Very user friendly in todays world

Very user friendly in todays world Reviewed on: 17th April 2025

Zopa good

The company are always there if needed but I've been lucky not need any Reviewed on: 17th April 2025

Zopa is very easy to use and easy to access them.

Zopa is very easy to use and easy to access them. Reviewed on: 17th April 2025

Helped me build my credit from poor to good in a sho...

Helped me build my credit from poor to good in a short period of time Reviewed on: 17th April 2025

Gave me credit when struggling to get it from anywhe...

Gave me credit when struggling to get it from anywhere else been great for building my score, also offered good rates on finance for a new car a few years back. Reviewed on: 17th April 2025

I have experienced no problems with Zopa and always...

I have experienced no problems with Zopa and always know how my credit balance Reviewed on: 17th April 2025

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