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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44337)

Was a card I didn’t expect to get but was happy when...

5
Was a card I didn’t expect to get but was happy when I did plus very prompt delivery of card Reviewed on: 17th April 2025
Pete's avatar
Pete

Everything is transparent and easy to understand.

5
Everything is transparent and easy to understand. Mobile app very easy to use and able to use when suitable to myself. It is easy and great for building up your credit score. It helps you to manage your credit as well. Reviewed on: 17th April 2025
Lynne Carruthers's avatar
Lynne Carruthers

Excellent

5
Excellent all round service, Value, helpful, efficient, professional. Reviewed on: 17th April 2025
Ray T's avatar
Ray T

Excellent

5
excellent easy ap to navigate and friendly staff good work Reviewed on: 17th April 2025
James H's avatar
James H

My experience with Zopa is very great

5
My experience with Zopa is very great Reviewed on: 17th April 2025
Doreen R's avatar
Doreen R

Credit card

5
Just excellent service never had any problems at all from setting up to spending on it Reviewed on: 17th April 2025
Carol G's avatar
Carol G

Had excellent experience so far everything is easy a...

5
Had excellent experience so far everything is easy and clear to use Reviewed on: 17th April 2025
Lisa H's avatar
Lisa H

credit card value

5
They have been first class in providing me with a credit card Reviewed on: 17th April 2025
ARTHUR C's avatar
ARTHUR C

When applying for this card it was very quick and ea...

5
When applying for this card it was very quick and easy and got cards in less than a week and I am always updated by zopa would highly recommend Reviewed on: 17th April 2025
Jessie W's avatar
Jessie W

Fantastic to deal with Great Zopa

5
Fantastic to deal with Friendly knowledgeable staff. Always polite. Reviewed on: 17th April 2025
Louise E's avatar
Louise E

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