Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

My journey to zopa land

i met zopa online and the application was straight forward. When i applied i have i have got the credit within 2days Reviewed on: 17th April 2025

Seamless experience

Seamless experience the Zopa card experience is fantastic and will recommend it to anyone. Reviewed on: 17th April 2025

All positive

Been a great swap over , all positive Reviewed on: 17th April 2025

Easy to use

Quick service very helpful easy to use Reviewed on: 17th April 2025

Easy to use.

Easy to use. Never had any problems Reviewed on: 17th April 2025

Good all round experience with Zopa

Good all round experience with Zopa Reviewed on: 17th April 2025

Very good credit card

Very easy to use and use online and good for bad ctedit Reviewed on: 17th April 2025

Absolutely phenomenal always there to help and alway...

Absolutely phenomenal always there to help and always quick and easy Reviewed on: 17th April 2025

Little demons

Customer care seems to be ok, but have had to change my card a few times as a spam company called yogachoice. Net have tried to get money from my account with each new card strange that Reviewed on: 17th April 2025

smooth and very accessable excelent

very frendly and smooth transaction Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.66 from 20 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews
Partnership Card
from John Lewis 1.32 from 891 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub