Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

Helped me build my credit from poor to good in a sho...

5
Helped me build my credit from poor to good in a short period of time Reviewed on: 17th April 2025
Ryan Robertson 's avatar
Ryan Robertson

Gave me credit when struggling to get it from anywhe...

5
Gave me credit when struggling to get it from anywhere else been great for building my score, also offered good rates on finance for a new car a few years back. Reviewed on: 17th April 2025
Daniel M's avatar
Daniel M

I have experienced no problems with Zopa and always...

5
I have experienced no problems with Zopa and always know how my credit balance Reviewed on: 17th April 2025
Steve F's avatar
Steve F

Was a card I didn’t expect to get but was happy when...

5
Was a card I didn’t expect to get but was happy when I did plus very prompt delivery of card Reviewed on: 17th April 2025
Pete's avatar
Pete

Everything is transparent and easy to understand.

5
Everything is transparent and easy to understand. Mobile app very easy to use and able to use when suitable to myself. It is easy and great for building up your credit score. It helps you to manage your credit as well. Reviewed on: 17th April 2025
Lynne Carruthers's avatar
Lynne Carruthers

Excellent

5
Excellent all round service, Value, helpful, efficient, professional. Reviewed on: 17th April 2025
Ray T's avatar
Ray T

Excellent

5
excellent easy ap to navigate and friendly staff good work Reviewed on: 17th April 2025
James H's avatar
James H

My experience with Zopa is very great

5
My experience with Zopa is very great Reviewed on: 17th April 2025
Doreen R's avatar
Doreen R

Credit card

5
Just excellent service never had any problems at all from setting up to spending on it Reviewed on: 17th April 2025
Carol G's avatar
Carol G

Had excellent experience so far everything is easy a...

5
Had excellent experience so far everything is easy and clear to use Reviewed on: 17th April 2025
Lisa H's avatar
Lisa H

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa

  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa

  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill