Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa always remind customers in advance when to pay...

Zopa always remind customers in advance when to pay their card payment without paying any interest Reviewed on: 17th April 2025

Good professional service overall.

Good professional service overall. Reviewed on: 17th April 2025

Just a wonderful service very reliable and always th...

Just a wonderful service very reliable and always there for you Reviewed on: 17th April 2025

Just a really helpful team of staff

Just a really helpful team of staff Reviewed on: 17th April 2025

Star cimpany

Always informative and their to help, always listen to cusomer needs. Reviewed on: 17th April 2025

Very user friendly in todays world

Very user friendly in todays world Reviewed on: 17th April 2025

Zopa good

The company are always there if needed but I've been lucky not need any Reviewed on: 17th April 2025

Zopa is very easy to use and easy to access them.

Zopa is very easy to use and easy to access them. Reviewed on: 17th April 2025

Helped me build my credit from poor to good in a sho...

Helped me build my credit from poor to good in a short period of time Reviewed on: 17th April 2025

Gave me credit when struggling to get it from anywhe...

Gave me credit when struggling to get it from anywhere else been great for building my score, also offered good rates on finance for a new car a few years back. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Credit card
from Luma 4.00 from 2 reviews
Credit builder credit card
from Vanquis 4.73 from 28661 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub