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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It's been a really good experience with Zopa.

It's been a really good experience with Zopa. I've never had an issue with them. Reviewed on: 17th April 2025

Friendly and helpful.

Friendly and helpful. I’ve had absolutely zero issues. Reviewed on: 17th April 2025

Thumbs up

Excellent product, but would like to add the card to apple pay Reviewed on: 17th April 2025

Great choice for credit card

Application process was great and everything explained well. Zopa keep in touch regularly with info and updates. Reviewed on: 17th April 2025

Excellent experience with this card, easy to purchas...

Excellent experience with this card, easy to purchase and easy to pay Reviewed on: 17th April 2025

All good, no issues unlike others

All good, no issues unlike others Reviewed on: 17th April 2025

Professional, efficient and excellent

Professional, efficient and excellent Reviewed on: 17th April 2025

It’s so easy to use, it gives me guidance and a grea...

It’s so easy to use, it gives me guidance and a great understanding of how to improve my credit, spend wisely and understand the concept of having a credit card. Reviewed on: 17th April 2025

Excellence

Can't fault them, always there when needed with friendly and useful help. Reviewed on: 17th April 2025

Excellent rates,

Excellent rates, very good customer service, I would recommend zopa Reviewed on: 17th April 2025

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