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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent rates,

Excellent rates, very good customer service, I would recommend zopa Reviewed on: 17th April 2025

Very helpful with any questions/problem

Very helpful with any questions/problem Reviewed on: 17th April 2025

A good exchange rate compared to other cards.

A good exchange rate compared to other cards. Reviewed on: 17th April 2025

Never had any problems whatsoever with Zopa.

Never had any problems whatsoever with Zopa. Always helpful Reviewed on: 17th April 2025

Excellent card service

Excellent card service, easy to use app and good customer service support Reviewed on: 17th April 2025

Good credit card

Great customer service . Good Attention to details . Reviewed on: 17th April 2025

No problems, account clear and updated.

No problems, account clear and updated. Liking it more. Reviewed on: 17th April 2025

Always helpful and ready to help with everything you...

Always helpful and ready to help with everything you need to know Reviewed on: 17th April 2025

Easy to communicate and very easy payment method.

Easy to communicate and very easy payment method. Reviewed on: 17th April 2025

Quality Customer Service

Always punctual with answers and updates. Reviewed on: 17th April 2025

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