Paid advertisement
Smart Money People Logo
Newsletter

Zopa: Credit card reviews

4.87
Based on 44,347 reviews, last reviewed 12th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026
Arron's avatar
Arron

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44347)

great credit card & App

5
Excellent credit card and great app which is easy to navigate Reviewed on: 17th April 2025

Zopa Helful and Efficient

5
Deals with queries quickly. They are very speedy and efficient Reviewed on: 17th April 2025

Exceptional

5
Really good and helpful when needing to buy things Reviewed on: 17th April 2025

Very good easy to deal with such a pleasure

5
Very good easy to deal with such a pleasure Reviewed on: 17th April 2025

Best card ive ever had.

5
Best card ive ever had. Easy to use and make payments. Reviewed on: 17th April 2025

A great card.

5
A great card with great customer service backing it up. Reviewed on: 17th April 2025

Excellent Company

5
Communication was excellent and clear advice given about the product Reviewed on: 17th April 2025

All good & timely updates, no extra costs , clear co...

5
All good & timely updates, no extra costs , clear communication Reviewed on: 17th April 2025

Good service app is perfect working

5
Good service app is perfect working Reviewed on: 17th April 2025

Ever time I contact Zopa, they are friendly and prof...

5
Ever time I contact Zopa, they are friendly and professional and always sort out any issues Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Personal loan

    from Zopa 4.91 from 69090 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa
  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products