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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Overall very happy with Zopa ease of access

Overall very happy with Zopa ease of access Reviewed on: 17th April 2025

Easy and straight forward.

Easy and straight forward. All resolved in a couple of minutes. Professional and efficient. Reviewed on: 17th April 2025

Great company, highly recommend.

Very good service, transparent and good value for money. Reviewed on: 17th April 2025

Very easy to use and never had a problem always ther...

Very easy to use and never had a problem always there to help you as well Reviewed on: 17th April 2025

Highly recommended

Everything you need from a credit provider without the hassle Reviewed on: 17th April 2025

Has been amazing and I recommend to anyone who have...

Has been amazing and I recommend to anyone who have not joined yet, should joining the Zopa credit card. Reviewed on: 17th April 2025

Fantastic app never had a problem with them with the...

Fantastic app never had a problem with them with their credit card or their new bank account works perfectly every time Reviewed on: 17th April 2025

Zopa made it easy to sign up and always offer first...

Zopa made it easy to sign up and always offer first class service. They are excellent at keeping customers up to date and informed. The aftercare is first rate too Reviewed on: 17th April 2025

Simply the best

There is professionalism service and friendly staff Reviewed on: 17th April 2025

My Zopa account .

Have had no problems with my card or limit. App is easy to navigate. Rates are very reasonable. Happy to be a customer. Reviewed on: 17th April 2025

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