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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

My Experience:

My experience with Zopa has been an interesting one. The app is very easy to use, communication and response is top notch. I have been using the. Credit card for about 2 years now, and I have no reason to complain. Reviewed on: 17th April 2025

Good easy to make payments.

Good easy to make payments. Very good customer service Reviewed on: 17th April 2025

Great customer service

Had an issue with money from my card being taken out for something I hadn’t sign up for. This which was stopped immediately even though i had funds in my account, rang up to solve issue and card wad blocked and i was sent a new card and problem was solved. Reviewed on: 17th April 2025

Great service , easy application process.

Great service , easy application process. Sensible limits and an excellent app to ensure you control spending. Reviewed on: 17th April 2025

clear plain speaking with good positive customer car...

clear plain speaking with good positive customer care :-). Easy to understand and easy to use the APP. Representatives seem up to date in the real world giving good advice when needed well done. Reviewed on: 17th April 2025

Good app which gives a smooth banking experience

Good app which gives a smooth banking experience Reviewed on: 17th April 2025

great company easy to work with great rates

great company easy to work with great rates Reviewed on: 17th April 2025

Customer service and customer loyalty have a right e...

Customer service and customer loyalty have a right example and proven knowledge after getting experience with Zopa credit card. Reviewed on: 17th April 2025

Always answers phone and yahoos response on questions

Always answers phone and yahoos response on questions Reviewed on: 17th April 2025

Zop there when you need them

Always smooth no hassle good app plenty help when you need them Reviewed on: 17th April 2025

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