Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
37% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44338)

Very good company , Payments are very easy, fees are...

5
Very good company , Payments are very easy, fees are very low, the app has quick access, I recommend it to everyone Reviewed on: 17th April 2025

World class customer service

5
Ease of use, and friendly but professional customer service. Highly recommended.. Reviewed on: 17th April 2025

Zopa are very adaptable with a wide range of product...

5
Zopa are very adaptable with a wide range of products, excellent customer service Reviewed on: 17th April 2025

Great value provider

5
Immediate value on credit card when you pay. Reviewed on: 17th April 2025

Number 0ne

5
Friendly fast service keep you undated never had a issue Reviewed on: 17th April 2025

Very happy with Ur service even in America it worked...

5
Very happy with Ur service even in America it worked with out any problems Reviewed on: 17th April 2025

Great service and communication they always keep you...

5
Great service and communication they always keep you informed Reviewed on: 17th April 2025

Excepted for card and bank account very good apps ve...

5
Excepted for card and bank account very good apps very satisfied Reviewed on: 17th April 2025

Very specific and always client focused and helpful.

5
Very specific and always client focused and helpful. Reviewed on: 17th April 2025

Quick, easy and fair.

5
Quick, easy and fair. Always use Zopa for loans. Credit cards. Helpful friendly honest service. Been a customer for 5/6 years now. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6585 reviews
    Zopa
    View all products