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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Applied for a credit card took minutes got accepted.

Applied for a credit card took minutes got accepted. The app is soo easy to use very handy and paying into the card is great very happy and highly recommend Reviewed on: 17th April 2025

It's been ok.

It's been ok. But I wanted to do a balance transfer and I didn't know that I could not do it with my cards I have already. You guys can not say you can do something when tyou know that really can't. That annoyed me. I got this card to help me sort my money out. That had not worked out. Reviewed on: 17th April 2025

Fantastic credit card and bank account service

Fantastic credit card and bank account service Reviewed on: 17th April 2025

im used last5 year this is amazing

im used last5 year this is amazing Reviewed on: 17th April 2025

I have only had good experience with Zopa.

I have only had good experience with Zopa. Interest rate not high and easily manageable. Reviewed on: 17th April 2025

A transparent good company .

A transparent good company . As it says on the tin Reviewed on: 17th April 2025

Great for your credit score and the zopa beta accoun...

Great for your credit score and the zopa beta account is good interest for your savings account well worth it Reviewed on: 17th April 2025

Excellent app

I have had no issues with Zopa and the online app is excellent and easy to use. All the information you need is there. Reviewed on: 17th April 2025

Easy to use .

Easy to use . The bank app is easy to navigate . Making payments by the bank transfer . Is excellent. Reviewed on: 17th April 2025

My Experience:

My experience with Zopa has been an interesting one. The app is very easy to use, communication and response is top notch. I have been using the. Credit card for about 2 years now, and I have no reason to complain. Reviewed on: 17th April 2025

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