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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Really good card no issues at all.

Really good card no issues at all. Reviewed on: 17th April 2025

Excellent service.

Excellent service. Easy set up. Friendly service who can answer most questions Reviewed on: 17th April 2025

Great Handy Credit Card

Top experience for me I like the efficiency of making payments and purchasing...being able to see the money being deposited straight away instead of waiting for days like other banks. Yes my favourite credit card. Reviewed on: 17th April 2025

Really helpful easy to apply and quick contact

Really helpful easy to apply and quick contact Reviewed on: 17th April 2025

Great card best I have used 10/10 banhing

Great card best I have used 10/10 banhing Reviewed on: 17th April 2025

Easy to apply and use.

No problems with the application process and approval, all done on line, easy to do and complete. Managing my account via the App has been simple and straightforward and had no problems at all. Would highly recommend to anyone. Reviewed on: 17th April 2025

knowledge

New what they were on about and very trustworthy Reviewed on: 17th April 2025

Very good service first class would recommend this t...

Very good service first class would recommend this to anyone Reviewed on: 17th April 2025

Zopa is a great credit card as it is recognised ever...

Zopa is a great credit card as it is recognised everywhere and payments are easy to make. I would highly recommend their services Reviewed on: 17th April 2025

Helped me when others wouldnt.

Helped me when others wouldnt. With not silly rates of interest. Reviewed on: 17th April 2025

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