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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy life

The Life is easy with Zopa credit card Reviewed on: 17th April 2025

Easy as pie to use app and great friendly service lo...

Easy as pie to use app and great friendly service love it Reviewed on: 17th April 2025

Never had any problems with zopa since I have been w...

Never had any problems with zopa since I have been with them excellent company to be with Reviewed on: 17th April 2025

Been Great!

Been Great! Definitely worth joining! Reviewed on: 17th April 2025

Great banking of the future

They have an amazing app with all rolled into one easy to manage finacial advice and money management Reviewed on: 17th April 2025

Nice card

Easy card app is easy to use you can see everything can link your bank with it Reviewed on: 17th April 2025

Good bank I also have a current account with them...

Good bank I also have a current account with them Reviewed on: 17th April 2025

Zola is a great product, the app is straight forward...

Zola is a great product, the app is straight forward and easy to use. A good credit limit too. Reviewed on: 17th April 2025

All good from the outset.

All good from the outset. Swift card delivery and good communication throughout. Reviewed on: 17th April 2025

They have been the best even at customer service is...

They have been the best even at customer service is their number one. Reviewed on: 17th April 2025

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