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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Easy to navigate and communicate

Easy to navigate and communicate Reviewed on: 17th April 2025

Easy app to use,payments show up quick and easy to k...

Easy app to use,payments show up quick and easy to keep a check on what you’re doing etc Reviewed on: 17th April 2025

Great customer service, good interest rates.

Great customer service, good interest rates. Keeps you informed of any changes. Reviewed on: 17th April 2025

Good customer care service!

Good customer care service! The app is convenient to use and easy to access the payments, if its added to Apple Pay, that will be more efficient. Reviewed on: 17th April 2025

Customer service is very good and they keep me up to...

Customer service is very good and they keep me up to date with all the latest information Reviewed on: 17th April 2025

Very flexible and no disruption on their service

Very flexible and no disruption on their service Reviewed on: 17th April 2025

Good for every thing help credit buildup

Good for every thing help credit buildup Reviewed on: 17th April 2025

Excellent service easy to use very efficient

Excellent service easy to use very efficient Reviewed on: 17th April 2025

Excellent service, app can’t complain

Excellent service, app can’t complain Reviewed on: 17th April 2025

Easy and stress free

The process of getting a credit card and opening an account was so easy and stress free Reviewed on: 17th April 2025

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