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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa the card to have in your wallet

Zopa app is easy to navigate and I have never had a bad experience.Zopa keeps you informed and you know exactly where you stand. Reviewed on: 17th April 2025

Easy to navigate and communicate

Easy to navigate and communicate Reviewed on: 17th April 2025

Easy app to use,payments show up quick and easy to k...

Easy app to use,payments show up quick and easy to keep a check on what you’re doing etc Reviewed on: 17th April 2025

Great customer service, good interest rates.

Great customer service, good interest rates. Keeps you informed of any changes. Reviewed on: 17th April 2025

Good customer care service!

Good customer care service! The app is convenient to use and easy to access the payments, if its added to Apple Pay, that will be more efficient. Reviewed on: 17th April 2025

Customer service is very good and they keep me up to...

Customer service is very good and they keep me up to date with all the latest information Reviewed on: 17th April 2025

Very flexible and no disruption on their service

Very flexible and no disruption on their service Reviewed on: 17th April 2025

Good for every thing help credit buildup

Good for every thing help credit buildup Reviewed on: 17th April 2025

Excellent service easy to use very efficient

Excellent service easy to use very efficient Reviewed on: 17th April 2025

Excellent service, app can’t complain

Excellent service, app can’t complain Reviewed on: 17th April 2025

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