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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Zoptastic

Always able to use the card in all outlets, great for repaying large sums and it goes straight back on the card Reviewed on: 17th April 2025

Excellent service every time I use it

Excellent service every time I use it Reviewed on: 17th April 2025

As a nurse and a mother this card helps a lot.

As a nurse and a mother this card helps a lot. Reviewed on: 17th April 2025

Very easy app to navigate ,and the customer service...

Very easy app to navigate ,and the customer service is excellent on the occasions I've had to use it . Reviewed on: 17th April 2025

It was easy to get my money in the bank.

It was easy to get my money in the bank. Reviewed on: 17th April 2025

Very flexible and easy to use

App is very smooth to use. Easy and quick to deal with. Reviewed on: 17th April 2025

Seamless start to finish with help whenever needed

Seamless start to finish with help whenever needed Reviewed on: 17th April 2025

Great company

Very professional an helpful an understanding Reviewed on: 17th April 2025

Great customer service and app

Just excellent customer service. Great app too. Reviewed on: 17th April 2025

Easy to apply,app is easy to install & very easy to...

Easy to apply,app is easy to install & very easy to use,customer service is excellent & very polite & helpful. Reviewed on: 17th April 2025

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