Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,338 reviews, last reviewed 23rd Apr 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026
Seanie's avatar
Seanie

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44338)

Zopa all the way!!!

5
Never had any issues with Zopa. Everything is clear and easy to understand. The app is great and easy to navigate. Love the features on there. It’s easy to check your balance, available credit and when your next payment is due. Reviewed on: 17th April 2025

Great service

5
Never had a problem, great customer service Reviewed on: 17th April 2025

Very user friendly app.

5
Very user friendly app. Very helpful Reviewed on: 17th April 2025

pleasant and friendly

5
pleasant and friendly- very good knowledge Reviewed on: 17th April 2025

An excellent credit card.

5
An excellent credit card. Decent credit limit. I use it for my everyday purchases anf quite happy with it. Reviewed on: 17th April 2025

Very good experience.

5
Very good experience. The app is easy to use and make payments and keeping track of your account is so simple Reviewed on: 17th April 2025

Very eazy to use great bank would recomend

5
Very eazy to use great bank would recomend Reviewed on: 17th April 2025

Very easy to manage everything online via the app

5
Very easy to manage everything online via the app Reviewed on: 17th April 2025

Easy access

5
Easy access great on savings too Reviewed on: 17th April 2025

Zopa best ever

5
I am very happy I got Zopa their card is so easy to use and acceptable everywhere then their App is so user friendly I never have any complaints can check everything on app. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69078 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6586 reviews
    Zopa
    View all products