Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

I have used the app and it was so easy to use 10/10f...

I have used the app and it was so easy to use 10/10for the service on the app which is always updating Reviewed on: 17th April 2025

Very easy to use app and ways to pay

Very easy to use app and ways to pay Reviewed on: 17th April 2025

Very professional job I like Zopa

Very professional job I like Zopa Reviewed on: 17th April 2025

Easy, fast application

Easy, fast application. Account was set up very quickly Reviewed on: 17th April 2025

Great flexibility easy to pay quickly been a brillia...

Great flexibility easy to pay quickly been a brilliant provider Reviewed on: 17th April 2025

Just very helpful and friendly and all is done in a...

Just very helpful and friendly and all is done in a very professional way Reviewed on: 17th April 2025

At the beginning of my credit card I became Hill and...

At the beginning of my credit card I became Hill and not able to work. I got in contact with Zopa several times obviously because I fell behind on payment and when I got back into work, I brought my credit card back up to date book Zopa still cancelled my credit card Reviewed on: 17th April 2025

Good service and easy to used and easy to manage...

Good service and easy to used and easy to manage Reviewed on: 17th April 2025

Highly recommended

User friendly and accessible - great experience from the start Reviewed on: 17th April 2025

Great service, easy to manage the account.

Great service, easy to manage the account. Offer some good guides to ensure you have a good credit rating. Offer different products suited to your needs. Reviewed on: 17th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Wave (inactive) 2.82 from 3 reviews
Credit card
from Yonder 4.97 from 950 reviews
Everyday Credit Card
from Santander 4.11 from 23 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6586 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub