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Zopa: Credit card reviews

Name: Credit card
Rating: 4.868422968230354808 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

I have used the app and it was so easy to use 10/10f...

I have used the app and it was so easy to use 10/10for the service on the app which is always updating Reviewed on: 17th April 2025

Very easy to use app and ways to pay

Very easy to use app and ways to pay Reviewed on: 17th April 2025

Very professional job I like Zopa

Very professional job I like Zopa Reviewed on: 17th April 2025

Easy, fast application

Easy, fast application. Account was set up very quickly Reviewed on: 17th April 2025

Great flexibility easy to pay quickly been a brillia...

Great flexibility easy to pay quickly been a brilliant provider Reviewed on: 17th April 2025

Just very helpful and friendly and all is done in a...

Just very helpful and friendly and all is done in a very professional way Reviewed on: 17th April 2025

At the beginning of my credit card I became Hill and...

At the beginning of my credit card I became Hill and not able to work. I got in contact with Zopa several times obviously because I fell behind on payment and when I got back into work, I brought my credit card back up to date book Zopa still cancelled my credit card Reviewed on: 17th April 2025

Good service and easy to used and easy to manage...

Good service and easy to used and easy to manage Reviewed on: 17th April 2025

Highly recommended

User friendly and accessible - great experience from the start Reviewed on: 17th April 2025

Great service, easy to manage the account.

Great service, easy to manage the account. Offer some good guides to ensure you have a good credit rating. Offer different products suited to your needs. Reviewed on: 17th April 2025

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