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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Amazingly helpful

Been very helpful always aware of how my account is even considering their bank account ! Reviewed on: 17th April 2025

Great Service

Any issues I have had has been resolved without any trouble or inconvenience Reviewed on: 17th April 2025

Simple and easy to use.

Simple and easy to use. No fuss . No hassle Reviewed on: 17th April 2025

Very efficient service 24/7 back up service

Very efficient service 24/7 back up service Reviewed on: 17th April 2025

I’ve had a credit card for years with them they are...

I’ve had a credit card for years with them they are great Reviewed on: 17th April 2025

It was so easy to open an account

It was so easy to open an account Reviewed on: 17th April 2025

Credit Card/Savings

I have nothing but good things to say about Zopa Reviewed on: 17th April 2025

Ordered a card was here in a few days so as I am a n...

Ordered a card was here in a few days so as I am a new customer I can't say much else but they seem very genuine Reviewed on: 17th April 2025

Helpful and excellent easy to use it

Helpful and excellent easy to use it Reviewed on: 17th April 2025

Top notch company !

Top notch company ! I have a credit card & bank account with them everything about them is spot on ! Reviewed on: 17th April 2025

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