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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Always been excellent very good customer service.

Always been excellent very good customer service. Reviewed on: 17th April 2025

Need a card you won’t go wrong Zopa

Quick easy to log in. If need phone always assisted politely with no rush. Explains so helpful never any rush dealing with your problem or just query Reviewed on: 17th April 2025

Amazingly helpful

Been very helpful always aware of how my account is even considering their bank account ! Reviewed on: 17th April 2025

Great Service

Any issues I have had has been resolved without any trouble or inconvenience Reviewed on: 17th April 2025

Simple and easy to use.

Simple and easy to use. No fuss . No hassle Reviewed on: 17th April 2025

Very efficient service 24/7 back up service

Very efficient service 24/7 back up service Reviewed on: 17th April 2025

I’ve had a credit card for years with them they are...

I’ve had a credit card for years with them they are great Reviewed on: 17th April 2025

It was so easy to open an account

It was so easy to open an account Reviewed on: 17th April 2025

Credit Card/Savings

I have nothing but good things to say about Zopa Reviewed on: 17th April 2025

Ordered a card was here in a few days so as I am a n...

Ordered a card was here in a few days so as I am a new customer I can't say much else but they seem very genuine Reviewed on: 17th April 2025

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