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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Helpful, stress free, informative

Helpful, stress free, informative Reviewed on: 17th April 2025

Excellent service

Easy and fast service . Excellent customer service Reviewed on: 17th April 2025

Great card for your wallet always handy to have get...

Great card for your wallet always handy to have get one Reviewed on: 17th April 2025

No issues and easy to use.

No issues and easy to use. Slick app Reviewed on: 17th April 2025

Very good all round they new what they were talking...

Very good all round they new what they were talking about and did it in a nice way Reviewed on: 17th April 2025

Always helpful when I have needed to speak to anyone

Always helpful when I have needed to speak to anyone Reviewed on: 17th April 2025

Very helpful, excellent service and a very good rate

Very helpful, excellent service and a very good rate Reviewed on: 17th April 2025

Its very useful and easy to access

Its very useful and easy to access Reviewed on: 17th April 2025

Helped me alot.

Helped me alot. Also have saving account and bank account very useful and helpful for credit building Reviewed on: 17th April 2025

Always been excellent very good customer service.

Always been excellent very good customer service. Reviewed on: 17th April 2025

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