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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40985 reviews)

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4.93

Based on 40,985 reviews, last reviewed 15th Jan 2026

34950% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Great service Been really helpful extending my credit amount . Inform me in time to when need to make payments Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40985)

Review of the Zopa, Credit card:

Flawless

From start to finish Zopa has been brilliant, the application to having the Account is so seamless. Top work guys Reviewed on: 15th February 2021

Good service,nice and easy online paying the card.

Good service,nice and easy online paying the card. Reviewed on: 15th January 2026

You're in control of your spending with the app,,pay...

You're in control of your spending with the app,,payment dates are clear Reviewed on: 15th January 2026

Lifesaver

Gave me a chance to have a credit card over Xmas even with poor credit. Reviewed on: 15th January 2026

Great service

Great service easy to understand very clear advice Reviewed on: 15th January 2026

Clear and very easy to understand app

Clear and very easy to understand app Reviewed on: 15th January 2026

I’m really pleased so far.i find easy to use

I’m really pleased so far. I have made payments that was easy and nice credit limit to start with this card needs to be able to go into Apple Pay Reviewed on: 15th January 2026

Quick money

Happy with the help...I had the money very fast on the card Reviewed on: 15th January 2026

Zopa as been so easy to access and use and keeps me...

Zopa as been so easy to access and use and keeps me up to date with all their products too. Reviewed on: 15th January 2026

Very happy with Zopa - applying for and being accept...

Very happy with Zopa - applying for and being accepted for a credit card was very easy and efficient Reviewed on: 15th January 2026

Only just got the account but so far everything has...

Only just got the account but so far everything has been as described. great service!! The app is simple to use and understand with everything you need covered Reviewed on: 15th January 2026

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