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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great Service!

Great Company the App is fab making it easy to keep control of my finances! Reviewed on: 16th April 2025

Great experience

Easy to use and I love the app. Easy to track the spendings and payments. App has never been out of service and I don’t remember to have any issues with the app. Staff friendly and very helpful and easy to deal with. Reviewed on: 16th April 2025

Great APP great customer service

Great APP great customer service Reviewed on: 16th April 2025

Just a smooth service no complaints

Just a smooth service no complaints Reviewed on: 16th April 2025

Updates on services the option too save!

Updates on services the option too save!! Reviewed on: 16th April 2025

ease of use simple

such a easy app ,always update you with information ,i have several credit cards but like ZOPA the most , really recommend Reviewed on: 16th April 2025

The Zopa credit card stands out with its sleek app i...

The Zopa credit card stands out with its sleek app integration, flexible features, and a refreshingly transparent approach to managing your credit with ease. Reviewed on: 16th April 2025

Transparent interest rate.

Transparent interest rate. Easy to make a payment. Functional app. Reviewed on: 16th April 2025

easy to use great service doesnt pester

easy to use great service doesnt pester Reviewed on: 16th April 2025

Mrs aitken

Great helped a lot when I needed it most Reviewed on: 16th April 2025

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